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The Medicare Open Enrollment Period started on October 15th and ends on December 7th. This open enrollment period allows all people with Medicare to be able to review and update their Medicare health plans and prescription drug coverage to better meet their needs. The changes made during this enrollment period take place effective January 1, 2025.

During The Enrollment Period You Can:

• Join, drop, or switch to another Medicare Advantage Plan (or add or drop drug coverage).
• Switch from Original Medicare to a Medicare Advantage Plan or from a Medicare Advantage Plan to Original Medicare.
• Join a Medicare drug plan if you are in Original Medicare.
• Switch from one Medicare drug plan to another if you are in Original Medicare.

Medicare Parts A, B, C, and D
There are a number of different options to consider when signing up for Medicare. Medicare consists of four major programs:

• Part A covers hospital stays
• Part B covers physician fees
• Part C permits Medicare enrollees to receive their medical care from among a number of delivery options
• Part D covers prescription medications

You become eligible for Medicare Part A at age 65. If you are currently receiving Social Security benefits, you will be automatically enrolled in Medicare Parts A and B effective the month you turn 65. If you do not receive Social Security benefits, then you will need to sign up for Medicare, which automatically enrolls you in Part A. Medicare Part D (an optional coverage offered to everyone with Medicare) helps pay for prescription drugs. Since Medicare generally only covers 80% of your medical costs, it is recommended to obtain a Medigap (or supplemental) policy to cover the remaining percentage.

For more information on Medicare, and to compare plans, visit Medicare.gov.

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